For a list of quote forms available, please press "Applications" tab above.
RRIS APARTMENT OWNER'S /RENTER'S PROGRAM
Property owners are making Renter's Insurance mandatory. Tenants are liable for the damage they cause to landlord's property.
Property owners are requiring tenants to provide proof of Renter's Insurance
prior to moving into units that are owned by them. This not only gives the renter protection for their contents and liability,
but also provides the landlord with coverage within the unit for a loss which may be caused by the tenant.
We have felt for sometime that landlords and property owners need a Renter's Program that is affordable to the tenants.
We feel our Renter's Program meets these needs by providing the landlord/property owner with a means to charge by the month for Renter's Insurance.
(monthly charges range from $8.00 and up; computer program provided for keeping track)
A brief summary of our Renter's Program follows:
Please Note: We offer a discount on this program if the property owner's building/liability coverage is with our brokerage.
If you wish to apply for this coverage, please click on the "Multi Unit Bldgs" tab above.
To apply for our Renter's Program, just fill out the information below and press the submit button.
You may print and fax to our office if you wish. We'll have a representative call at your convenience to go over the program with you.
Ritchie & Rose Insurance Services, Inc. DOI#0F44143
PO Box 1114, Anderson, CA 96007
Phone: 530-365-4705 Toll Free Fax: 866-885-1428
& ROSE (sheriR@ritchieandrose.com)
TOLL FREE FAX: (866) 885-1428
Personal Property Limit on Premises $5,000 to $25,000 available limits
Personal Property Limit of Premises $1,000
Loss Of Use of the Unit 10% of the Property Limit on Premises (must be due to a covered peril)
Tenant's General Liability Limit $10,000 per occurrence
Deductible per loss $250
Limit on damage caused to Landlord's furnishings and building $50,000 per tenant.
Landlord is automatically named as Additional Insured
Relatives or persons under care of tenant are automatically named insured
$1.500 for securities (passports, manuscripts, letters of credit)
$1,500 for trailers or semi-trailers
$1,500 for theft of jewelry, watches, furs, precious and semi precious stones.
$2,500 for business equipment
Debris removal coverage
Up to $500 for Fire Department Services charges
Up to $500 for Credit Card Fraud, EFT fraud, forgery of counterfeit money.
Automatic coverage of glass
Fire & Lightning Windstorm & Hail
Smoke Vandalism & Malicious Mischief
Theft Falling Objects / Weight of Ice, Snow or Sleet
Accidental Discharge or Overflow of Water of Steam Freezing / Electrical Current / Volcanic Eruption